Tips
2026 school year: tips to help your kids go back to school prepared
The school year starts on August 24 with more than two million students. Sleep routines, an organized backpack and conversations about school life are key to a smooth return.
Tips
Back to school without going into debt: the plan for supplies, uniforms and books
With tuition hikes of up to RD$8,000 and supply lists of RD$12,000 to RD$15,000, a budget and staged purchases keep back-to-school from becoming debt.
Tips
Financial scams in the DR: 5 signs to avoid losing your money
Vishing, fake messages and pyramid schemes: recent cases in the DR and the Superintendency of Banks’ advice show how scammers operate and how to protect yourself.
Tips
Ant expenses: how much money slips away each month without you noticing
Coffee, delivery, subscriptions and "little things" can add up to thousands of pesos a month. How ant expenses are calculated and how to stop them without suffering.
Tips
Automatic savings: the method that works without willpower
Scheduling an automatic transfer on payday is the most effective way to save: it does not depend on your willpower but on a systemic habit.
Tips
Credit cards: the guide to using them in your favor (and not the other way)
Using the credit card wisely can give you free financing days and rewards. With these habits you avoid falling into over-indebtedness.
Tips
Good debt vs. bad debt: how to tell them apart and use them in your favor
Not all debt is equal: debt that buys an asset or education can build wealth; debt that finances consumption eats your income. Learn to tell them apart.
Tips
The envelope method: family budget step by step
The envelope method distributes monthly income into physical or digital categories and has helped millions control spending. How to apply it in your home.
Tips
Mutual funds in the DR: how they work and how much they yield
Dominican mutual funds allow investing from small amounts with professional management. How they work, how much they yield and their differences from certificates.
Tips
Couple finances: 5 conversations that avoid fights over money
Money is one of the main causes of conflict in couples. These five financial conversations, done in time, avoid most fights.
Tips
Saving for your children’s college: how much you need starting today
A university degree costs millions of pesos in the DR. Starting to save early, with accounts and certificates, drastically reduces the monthly effort.
Tips
How to boost your income: 7 real ideas for a second income
Cutting expenses has a limit; increasing income does not. Seven realistic ways to build a second income in the Dominican Republic, with or without much capital.
Tips
Grocery shopping: how to save up to 30% on the monthly haul
Grocery shopping is one of the biggest household expenses in the DR. With planning, a list and price comparison you can save up to 30%.
Tips
Down payment: how to save for your first home
With a minimum wage of RD$27,988.80 and down payments of 10% to 20%, saving for a first home requires planning, budgeting and consistency.
Tips
Pension funds: why withdrawing the 30% affects your pension
Withdrawing 30% of pension fund assets would mean working three more years to access the same pension, experts warn.
Tips
Vishing: how to spot the phone scam in time
Vishing combines voice and phishing: scammers impersonating the bank ask for passwords by phone. The Banking Superintendency explains how to avoid it.
Tips
Home energy savings: what to do amid the heat wave
With demand records of up to 4,330 megawatts and heat indexes of 48 degrees, saving energy at home relieves the wallet and the system.
Tips
Financial education from childhood: what to teach and how
Economic and Financial Week 2026 brought financial education talks and workshops to children and youth in Santo Domingo, Santiago and Baní.
Tips
Certificates of deposit: the fine print you must read
When canceling a certificate of deposit early, the penalty can apply to the principal and not just the interest. It is worth reading the contract.
Tips
Credit bureau: myths and realities of your history
Credit bureaus have operated in the Dominican Republic since 1996 and benefit both banks and customers: loans approved in hours and lower rates.
Tips
Informal debts: how to get out of them step by step
Informal loans can charge more than 20% monthly interest and double the debt. Getting out is possible with method, starting with the smallest debt.
Tips
Frozen salary and rising costs: keys to saving anyway
The basic basket for lower-income households went from RD$20,418.15 to RD$29,608.08 in six years. Even so, you can save with the same salary.
Tips
Emergency fund: how much to save and how to start today
The emergency fund should cover three to six months of fixed expenses. With a concrete example: RD$40,000 in expenses requires at least RD$120,000 saved.
Tips
The 50/30/20 rule: How to organize your finances this month
Learn how to organize your income and separate essential spending, leisure and savings with the 50/30/20 financial rule.